First Home Buyers

Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Book Appointment

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

Daryl Poon

Jason was helping us purchase our first new home. As we didn't know much about the housing market, he was very patient with us with every step of the way. It was a pleasure working with you.

Monica Sportelli

Jason from Archer Financial Group went above and beyond in helping me with my first home loan. He was very patient and explained everything clearly so that I understand fully what was going on. He made the whole process much easier and I really felt he had my best interests at heart. I couldn't have asked for a better experience!

S ung

Very helpful from start to finish, Jason takes his time to understand your needs and has great integrity with his work. Definitely would recommend to anyone who is thinking of their first mortgage or is planning ahead.

Joselle Febrero

When it comes to financial advice and mortgage choices, Jason is the best. It is our first time to purchase a property and Jason helped us a lot in many ways. He is very informative and knowledgeable of the different home loan products and interest rates. He is able to understand his clients and able to tailor home loan / mortgage choice according to his client’s individual needs. He is flexible, hardworking and very efficient, we were able to get the home loan pre approval letter in less than 2 days and unconditional approval letter in 1 day. He is very professional and easy to talk to; he maintains open communication and transparency all the time. He’s very supportive and able to give us a lot of ideas and thoughts on the process of finding our new home. Best of all, he genuinely cares, very reliable and excellent on his field of expertise. We are looking forward to work with him again in our next future endeavours. Hence, I highly recommend Jason to everyone who are about to make a big financial decision as being with Jason he will help you make the right choice.

Jason Lu

I may not have had a successful and smooth settlement if I hadn't met Jason from Archer Financial Group. I met with some issues pre-settlement and Jason went above and beyond in helping me with my first home loan. He was very patient and committed; explaining everything clearly and made the whole process so much easier. Jason puts my best interests at heart and is very knowledgeable of the different home loan products and interest rates, ensuring that I can get the best financial product tailored to my personal circumstances. I couldn't have asked for a better experience!

Jonathan Chang

It was a pleasure working with Jason on another successful settlement. He was knowledgeable, patient and supportive throughout the entire process and even went above and beyond in getting the deal done in a short period of time. I’ll definitely use him again for my next loan, good job Jason!

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Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Request a Callback

Name

Phone Number

Email Address

Camberwell, VIC

0431 417 782

About

Services

Archer Financial Group Pty Ltd ABN: 80 601 626 868. Credit Representative #492409 is authorised under Australian Credit License #391237

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.