Home Loans

Buy your First Home, Next Home or Dream Home sooner with a Home Loan

When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.

When looking at different Home Loan Options, it's important to understand some of the key loan attributes:

Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.

Ready to chat to one of our team?

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Getting a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

Jeffery W

Great service & professional advise. ???? …

Matthew Weekes

Jason at the Archer Financial Group was absolutely sensational and his services. Communication was very clear and he was very positive. He managed to achieve excellent results. Highly recommended!

Elle Alexa Balcita

Jason is an exceptional real estate broker who exceeded all my expectations! His knowledge of the market, attention to detail, and professionalism were truly outstanding. From the moment I contacted him until the completion of the deal, he was dedicated, responsive, and always willing to go the extra mile to ensure a smooth and successful transaction. Jason's expertise and guidance were invaluable, making the entire process stress-free and enjoyable. I highly recommend Jason to anyone looking to buy or sell a property – you won't be disappointed with his top-notch service! Thank u Jason for all the assistance. He goes above and beyond with excellent communication and transparency on your options. Thank you once again!!!!

Cindy

Jason was nothing short of a pleasure to work with! As a first time home buyer it was really overwhelming and confusing but Jason stepped me through the process in the most simple way whilst still ensuring I knew everything I needed to knows. He made the experience very pleasant and seamless! Will be calling him again for any future brokerage or financial advice services!

Angela Ng

Jason was extremely helpful throughout the entire process and was able to help secure a fantastic rate for us. Would highly recommend

Eileen Ly

Jason was amazing through out the whole process. Made it really straight forward and seamless and was always avaliable to answer all our questions. Could not recommend him enough!

Choose from over 60 Lenders, all in one place

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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Name

Phone Number

Email Address

Camberwell, VIC

0431 417 782

About

Services

Archer Financial Group Pty Ltd ABN: 80 601 626 868. Credit Representative #492409 is authorised under Australian Credit License #391237

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.